What is child support/ child maintenance arrears?
Not all families are raised in the traditional sense of a household and parents can split up, remarry, move out or across borders for many reasons but it does not mean the obligations are waived when it comes to the wellbeing of a child.
Child maintenance is about providing help with a child’s everyday living costs. This includes things like food and clothes and helping to provide a home for your child or children.
Child maintenance is usually money that the parent without the main day-to-day care of a child pays to the other parent. However, sharing the care of your children and buying things directly from them can also be included in a family-based child maintenance arrangement, if both parents agree to it.
It’s essential that both parents work together to agree what’s right for them and their children but disagreements do arise and their can be issues with paying the monthly obligation.
Lawsuits are filed to collect these debts:
In the case of outstanding rent, the creditor/owed party may have the right to file a lawsuit against the consumer to force payment of the debt through a judgment.
The lawsuit must be served upon the debtor according to the service of process rules of the state in which the consumer resides. Then, the consumer can defend the lawsuit by asserting various defences such as fraud in the creation of the account, or that the amount sought after is incorrect or has been paid, to name just a few.
If the case is not properly defended, then the creditor will obtain a judgment in its favour. When the creditor has a judgment, it may seek involuntary means to force payment such as wage garnishment, asset attachment or lien on the property.
How debt review can help those with child maintenence
Using a Debt counsellors like ezDebt we will formally review your finances and develop a suitable monthly budget by negotiating with your creditors on your behalf
- Enables clients to make one monthly debt repayment
- Stops creditors from hassling you
- Decreases judgements against you
- Prevents you from declaring bankruptcy
- Maps out the path towards becoming debt free
If you’ve fallen behind with your rent payments, you should take action quickly to deal with the situation.