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Why are South Africans scared to speak about money?

Why are South Africans scared to speak about money?

As in many other cultures, the reluctance to openly discuss money in South Africa can be attributed to several cultural, historical, and social factors. Here are some reasons why South Africans may be hesitant to speak openly about money: Apartheid Legacy  South...

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Your mental health is affected by your physical health

Your mental health is affected by your physical health

Though the recession of 2008 hit us hard, what we are facing now seems tougher. Unlike last time, we have now had to deal with the devastation of Covid-19 (and all it’s subsequent consequences) as well as with the scourge of loadshedding.  Loadshedding does not...

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Budget 2023 in a nutshell

Budget 2023 in a nutshell

South African Minister of Finance, Enoch Godongwana, delivered his second National Budget on Wednesday, 22 February 2023. With  limited resources available to National Treasury, and the energy crisis  taking centre stage,  the Minister was severely...

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How to have a good job interview

How to have a good job interview

Unemployment is at an all time high in South Africa. The job market is therefore extremely competitive. Now, more than ever, it is important to ace a job interview. Here are 10 of the most common questions asked in a job interview. Question 1: Tell me about yourself?...

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Marriage and Debt in South Africa

Marriage and Debt in South Africa

If you are in a relationship, you simply must make the time to have a truthful conversation about your debt, your credit report and your overall view on money, especially if you are planning on tying the knot. Finding financial skeletons in the closet once you are...

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Get control of your finances

Get control of your finances

The cost of living is extremely high,  and there are many South Africans who simply don’t have the extra money to put into a savings account right now. We therefore need to seriously look at saving money by cutting costs and changing our lifestyle. Prioritise...

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Do’s and dont’s for your bonus:

Do’s and dont’s for your bonus:

We’re heading quickly towards what, for many of us, is the most expensive time of year. Year-end festivities, office parties, Christmas and New Year celebrations are followed rapidly by a new school and/or university year, increased medical aid premiums and higher...

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How to Manage Debt During the Festive Season

How to Manage Debt During the Festive Season

Holidays are a magical season for giving, but living through festivities doesn't come cheap for most South Africans. Here's how you can avoid racking up debt over the holidays and manage your debt better, so you don't have to ring in the new year deeper in debt. Say...

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5 Reasons to Avoid Taking Holiday Loans

5 Reasons to Avoid Taking Holiday Loans

Taking a loan for the festive season to fund your holiday celebrations may seem like the only option when you can't afford to splurge on your loved ones, but it has dangerous consequences. Here are X reasons why you shouldn't take a holiday loan and how to avoid...

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5 Tips to Stop Adding More Debt During Holidays

5 Tips to Stop Adding More Debt During Holidays

When your monthly debt repayments are a constant struggle, the last thing you need is to welcome holidays with more credit to your name and less money in your bank account. These tips help you avoid debt during the festive season and enjoy stress-free holidays. Stick...

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What is Wage Garnishment, and How to Stop It?

What is Wage Garnishment, and How to Stop It?

As an indebted employee, a wage garnishment or garnishee order can leave you with insufficient monthly funds and added financial stress. It's possible to stop a wage garnishment by finding alternative ways to repay your debt, including undergoing debt counselling....

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Do All Debts in South Africa Have Fixed Interest Rates?

Do All Debts in South Africa Have Fixed Interest Rates?

Not all debts are created equal in South Africa. It depends on the type of loan one is taking and the choice of interest rate: fixed or variable/flexible. Before incurring more debt, pay attention to payback terms and interest rates, as it can make all the difference...

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