Yearly Archives: 2017

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South Africans Tend To Fall Into These Debt Traps

When we look at the latest information on consumer credit behaviour which was released by credit bureau Compuscan it offers a sobering view on how South Africans use their money. It has revealed that more consumers had moved into higher delinquency categories from Q2 2016 to Q2 2017. Most notably, increases in the number of [...]

By |December 20th, 2017|Blog|0 Comments

10 Tips On How To Throw An Affordable Kids Birthday Party

Let's face it Birthday parties are now an annual expense for parents and they don't come cheap. Parents are competing to throw the best bash for their little ones and have forgotten the essence of good fashioned fun. Yes, we all want to throw a birthday party that puts a smile on their faces but [...]

By |December 6th, 2017|Blog|0 Comments

10 New Years Resolutions Tips For Your Budget

The New Year almost upon us and you are probably planning a number of resolutions that you are hoping to adhere to. The New Year is not only a time to review your personal & professional goals, but also a fresh start for your financial goals. January is the perfect time to review and assess [...]

By |December 6th, 2017|Blog|0 Comments

How South African Parents Can Prepare For School Fees

The end of the year is upon us it is easy to get swept up in the holiday craze. Stores are encouraging overspending with great deals, you're spending on end of year celebrationChristmasass gifts, local or international holidays and not really thinking about the obligations of the following year, which is right around the corner. [...]

By |December 5th, 2017|Blog|0 Comments

12 Ways South Africans Can Handle Credit Card Debt

If you’re stuck dealing with credit card debt then the first thing you need to realise is these are not special circumstances, you’re not alone plenty of South African's have misused their credit cards or had to lean on them during tough economic times. The National Credit Regulator claims that 58% of South African consumers [...]

By |December 2nd, 2017|Blog|0 Comments

I need a loan to pay my debt in South Africa: The Pros & Cons

So you have an emergency expense or simply too much month to get through on what you have left and you think a loan is the only option to get you through this difficult time. While short-term personal loans can be helpful if used correctly it isn't always the answer to every situation and isn't [...]

By |November 10th, 2017|Blog|0 Comments

I Need Money In South Africa: 6 Tips That Work

In these tough financial times it isn't easy to keep ahead of your bills and due to inflation money is buying you a lot less than it used to in the past. If you need money for bills, if you need money for unexpected circumstances, if you need money for living expenses there are ways [...]

By |November 10th, 2017|Blog|0 Comments

10 Ways To Get Your Finances Ready For The Year End Spending Sprees

So we're heading into the end of the year where balancing your paycheque becomes even more important and will take plenty of strain. Holiday's, Christmas gifts, back to school preparations and more can really put a dent in your budget as well as rising petrol prices and increasing consumer debt and increase in living costs. [...]

By |November 10th, 2017|Blog|0 Comments

Don’t Let Black Friday Leave You Blacklisted

There’s a lot to love about the end of the year as we approach the holiday silly season. But with that comes some reckless behaviour which should be kept under control especially with so many sales pitfalls coming your way. For example, be careful not to overspend particularly during the biggest shopping weeks of the [...]

By |November 9th, 2017|Blog|0 Comments

How South African’s Can Avoid Losing Their Cars To Debt

South Africans are still not coming to terms with their finances and how to better use financial instruments, this has landed them so deep in debt that most of them have no idea how to get out of it, forcing the most desperate to sell their cars. When faced with this sort of crisis and [...]

By |October 4th, 2017|Blog|0 Comments