/Sarfaraaz Hamza

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So far Sarfaraaz Hamza has created 52 blog entries.

10 Reasons Why People Struggle To Pay Debt

Having complete control over your finances isn't a trait all of us are born with and managing your money comes from self-discipline and setting down positive habits from the day you start to earn an income. Saving may seem easy in theory but it requires consistent practice and monitoring. For most people, this does not [...]

By |February 1st, 2018|Blog|0 Comments

10 Things You Should To Do When You Get Retrenched

During tough times it's not only consumers who feel the pinch but companies too and to stay afloat businesses often look at ways to reduce their operating costs. This normally results in the retrenchment of a number of employees. Retrenchment can happen at any time and can often blindside the employee which can have a [...]

By |February 1st, 2018|Blog|0 Comments

12 Ways To Save When On Your Grocery Shopping

At ezDebt we're always encouraging South Africans to take control of their finances, to spend responsibly and live within their means. We know this isn't always possible but it is important to get into habits that will set you up for future financial success. While there are always ways to save there is of course [...]

By |January 11th, 2018|Blog|1 Comment

What Is Your Consumer Rights In South Africa

A major part of South Africa’s economic growth is increasing the amount consumers’ as well as the amount of consumer spending that happens annually within the country. When consumers spend on goods and services they drive up production and facilitate growth in a range of sectors and are the machine that keeps the countries economy moving forward. [...]

By |January 10th, 2018|Blog|0 Comments

How Do You Use Your Extra Cash? 13th Cheque Tips

If you've  received a 13th cheque or tax refund this past year then you're one of the lucky South African consumers with only a small percentage of South African's getting a little something extra this year. While it can come as a surprise during tough economic times and It can bring some financial relief (if used prudently) especially as December [...]

By |January 9th, 2018|Blog|0 Comments

Why You Should Pay Attention To Alt Coins?

If you're reading this you've probably heard of Bitcoin the generic term currently categorizing the entire cryptocurrency market. Bitcoin has become most peoples introduction to the concept of cryptocurrency and will for the foreseeable future be the generic term for the market, like hoovers are for vacuum cleaners, sellotape for adhesive tape and Jacuzzi for [...]

By |January 4th, 2018|Blog|0 Comments

South Africans Tend To Fall Into These Debt Traps

When we look at the latest information on consumer credit behaviour which was released by credit bureau Compuscan it offers a sobering view on how South Africans use their money. It has revealed that more consumers had moved into higher delinquency categories from Q2 2016 to Q2 2017. Most notably, increases in the number of [...]

By |December 20th, 2017|Blog|0 Comments

10 Tips On How To Throw An Affordable Kids Birthday Party

Let's face it Birthday parties are now an annual expense for parents and they don't come cheap. Parents are competing to throw the best bash for their little ones and have forgotten the essence of good fashioned fun. Yes, we all want to throw a birthday party that puts a smile on their faces but [...]

By |December 6th, 2017|Blog|0 Comments

10 New Years Resolutions Tips For Your Budget

The New Year almost upon us and you are probably planning a number of resolutions that you are hoping to adhere to. The New Year is not only a time to review your personal & professional goals, but also a fresh start for your financial goals. January is the perfect time to review and assess [...]

By |December 6th, 2017|Blog|0 Comments

How South African Parents Can Prepare For School Fees

The end of the year is upon us it is easy to get swept up in the holiday craze. Stores are encouraging overspending with great deals, you're spending on end of year celebrationChristmasass gifts, local or international holidays and not really thinking about the obligations of the following year, which is right around the corner. [...]

By |December 5th, 2017|Blog|0 Comments